ICICI Bank
Times Black ICICI Bank Credit Card
Data Verified
Last checked: 21 Mar 2026Exquisite lifestyle benefits, lowest forex markup at 1.49%, and metal status.
A super-premium metal card co-branded with Times Internet, offering unmatched luxury lifestyle, travel, and entertainment benefits.
LifestyleDiningTravelEntertainment
Annual Fee
₹20000
Annual fee waived on ₹25 lakh annual spend
Cashback
2.5%
Headline Rate
Forex Markup
1.49%
Standard Rate
Expert Verdict
"The Times Black is ICICI's hidden gem. Its 1.49% forex markup is competing with the best in the market. As a metal card with unlimited lounge access and high-value milestones, it is designed for the truly affluent spender who values both lifestyle perks and financial efficiency."
Key Privileges
Welcome BenefitMilestone benefits worth up to ₹70,000
Fee WaiverAnnual fee waived on ₹25 lakh annual spend
Interest Rate (APR)45%
Min. Income₹2 lakh per month (Salaried)
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score760
- Min. Income₹2 lakh per month (Salaried)
- EmploymentSalaried/Self