HDFC Bank
HDFC Bank Diners Club Black Metal Edition
Data Verified
Last checked: 21 Mar 2026High spenders who want the best rewards-to-miles conversion and unlimited lounge access worldwide.
The premium metal version of the legendary Diners Club Black, offering unlimited global lounge access and industry-leading reward rates.
TravelDiningShoppingLifestyle
Annual Fee
₹10000
Annual fee waived on ₹8 Lakh annual spend
Cashback
3.33%
Headline Rate
Forex Markup
2%
Standard Rate
Expert Verdict
"The Metal Edition of Diners Club Black is HDFC's response to the premium demand. It retains the powerful 1 reward per ₹30 spend (3.33%) and adds unlimited lounge access for both primary and add-on members. An absolute powerhouse before entering invite-only territory."
Key Privileges
Welcome Benefit10,000 Reward Points on joining fee payment
Fee WaiverAnnual fee waived on ₹8 Lakh annual spend
Interest Rate (APR)42%
Min. Income₹30 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score760
- Min. Income₹30 lakh per annum
- EmploymentSalaried/Self