ICICI Bank
ICICI Bank Emeralde Credit Card
Data Verified
Last checked: 21 Mar 2026Premium lifestyle and travel benefits without the invite-only requirement.
A premium lifestyle card offering high rewards on all retail spends, unlimited lounge access, and zero travel cancellation fees.
ShoppingTravelLifestyle
Annual Fee
₹12000
Annual fee waived on ₹10 lakh annual spend
Cashback
3%
Headline Rate
Forex Markup
2%
Standard Rate
Expert Verdict
"The regular ICICI Emeralde remains one of the most balanced premium cards. While the Metal version is invite-only, this PVC variant offers similar "peace of mind" benefits like zero cancellation and unlimited lounge access. Verdict: A solid HNW card for frequent travelers."
Key Privileges
Welcome BenefitWelcome vouchers worth ₹12,000 on joining
Fee WaiverAnnual fee waived on ₹10 lakh annual spend
Interest Rate (APR)42%
Min. Income₹1.5 lakh per month (Salaried)
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score740
- Min. Income₹1.5 lakh per month (Salaried)
- EmploymentSalaried/Self