Bank of Baroda
HPCL Bank of Baroda ENERGIE Credit Card
Data Verified
Last checked: 25 Feb 2026Best for HPCL customers in tier-2/3 cities wanting affordable fuel savings with a public sector bank.
A budget-friendly fuel card providing 6.5% savings on HPCL fuel purchases (up to ₹5,000/month), 1% fuel surcharge waiver, and rewards across dining and grocery categories.
FuelDiningGrocery
Annual Fee
₹499
Annual fee waived on spending thresholds
Cashback
6%
Headline Rate
Forex Markup
3.5%
Standard Rate
Expert Verdict
"The HPCL BOB ENERGIE card offers impressive 6.5% fuel savings at a very low ₹499 annual fee. It's backed by a public sector bank, making it accessible across India. The ₹5,000/month cap is adequate for daily commuters. Limited beyond fuel categories, but for HPCL users, it's excellent. Verdict: Best public sector bank fuel card."
Key Privileges
Welcome Benefit500 bonus reward points on card activation
Fee WaiverAnnual fee waived on spending thresholds
Interest Rate (APR)42%
Min. Income₹2 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹2 lakh per annum
- EmploymentSalaried/Self