Bank of Baroda
Bank of Baroda Eterna Credit Card
Data Verified
Last checked: 21 Mar 2026People who frequently shop online and travel domestically, valuing unlimited lounge access.
A reward-centric card from Bank of Baroda with unlimited domestic lounge access and accelerated online shopping rewards.
OnlineTravelDiningRewards
Annual Fee
₹2499
Annual fee waived on ₹2.5 lakh annual spend
Cashback
3%
Headline Rate
Forex Markup
2%
Standard Rate
Expert Verdict
"BoB Eterna is a "Value King." Offering unlimited domestic lounge access at a ₹2,499 fee (waivable at just ₹2.5L) is incredible. The 15 rewards per ₹100 on online shopping and travel make it a very fast point-earning card for modern consumers."
Key Privileges
Welcome Benefit10,000 reward points on ₹50,000 spend in 60 days
Fee WaiverAnnual fee waived on ₹2.5 lakh annual spend
Interest Rate (APR)42%
Min. Income₹12 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score740
- Min. Income₹12 lakh per annum
- EmploymentSalaried/Self