Axis Bank
Axis Bank MyZone Credit Card
Data Verified
Last checked: 1 Mar 2026Best for young professionals and foodies who frequently dine out and want accelerated rewards on entertainment spending.
Axis Bank's popular entry-level rewards card offering 4X EDGE Reward Points on dining, movies, and OTT platforms, 1X on all other spends, with easy EMI conversion and dining offers at 10,000+ partner restaurants.
DiningEntertainmentShoppingRewards
Annual Fee
₹500
Annual fee waived on ₹50,000 annual spend
Cashback
4%
Headline Rate
Forex Markup
3.5%
Standard Rate
Expert Verdict
"Axis MyZone is Axis Bank's bestseller for a reason. 4X on dining and movies directly targets the biggest spending category for young Indians. The 15% Axis Dining Delights discount at 10,000+ restaurants stacks on top of the reward points, creating double value. ₹500 fee with a ₹50K waiver is extremely easy to hit. It's not flashy, but it's reliable and covers everyday entertainment. Verdict: The best entry-level dining + entertainment rewards card."
Key Privileges
Welcome Benefit500 bonus EDGE Reward Points on first spend
Fee WaiverAnnual fee waived on ₹50,000 annual spend
Interest Rate (APR)42%
Min. Income₹3 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹3 lakh per annum
- EmploymentSalaried/Self