Best Credit Cards

India's digital-first UPI credit card offering flat rewards on every Scan & Pay transaction, linked directly to your UPI ID.

India's most popular lifetime free credit card. Offers 5% cashback on Amazon for Prime members (3% for non-Prime), 2% on partner merchants, and 1% on all other spends. Zero annual fee forever.

Axis Bank's popular entry-level rewards card offering 4X EDGE Reward Points on dining, movies, and OTT platforms, 1X on all other spends, with easy EMI conversion and dining offers at 10,000+ partner restaurants.

A lifetime-free card targeting millennials with 10X reward points on monthly spends above ₹20,000 and on birthday purchases, 6X on online purchases, and 3X on offline. Points never expire and can be redeemed instantly.

A modern lifestyle metal card with 5X rewards on top two spend categories and 1X on all other spends. No annual or joining fee for life.

A travel-focused co-branded card with Ixigo, offering 10% off on flights and hotels booked via Ixigo, 16 domestic airport lounge + 16 railway lounge visits, zero forex markup, and 10 reward points per ₹200 on online spends.

A premium Lifetime Free Visa Signature credit card by IndusInd Bank in partnership with Tiger Fintech. Offers a powerful tiered rewards program where you earn up to 6X points on higher annual spends. Packed with travel and lifestyle perks including Priority Pass lounge access, quarterly golf sessions, movie discounts, and a market-leading 1.5% forex markup.

A lifetime-free beginner card offering 5X reward points on top spending categories (auto-detected), never-expiring reward points, and unique features like interest-free ATM cash withdrawal for up to 48 days.

A lifetime-free co-branded airline card that earns Club Vistara (CV) points on every spend. Comes with complimentary Vistara Silver tier membership, free priority check-in, and points that can be redeemed for Air India/Vistara flights.

HSBC's lifetime-free rewards card offering 2 reward points per ₹150, with 5X accelerated points above ₹4 lakh annual spend. Points can be transferred to airline miles (British Airways, Singapore Airlines, Air India, Etihad) at competitive rates.

A lifetime-free premium card with no annual fees, low forex markup, and complimentary lounge and spa access.

India's best lifetime-free travel card with unlimited domestic lounge access, 0% forex markup, and 10% savings on travel bookings via the Scapia app. No annual fee, ever.

India's first customizable credit card — choose 3 out of 9 benefit categories (fuel, travel, entertainment, dining, etc.) and get higher rewards only on what matters to you. Lifetime free with pay-what-you-use model.

A lifetime-free premium card offering 5X reward points on all online spends and 1X on offline. Zero annual fee, zero joining fee, 6 complimentary lounge visits annually, and no forex markup.

A simple, no-nonsense cashback card from HSBC offering 1.5% unlimited cashback on all spends with no category restrictions, no cap, and no complicated reward tracking. Lifetime free with no annual fee.

A modern fuel card offering up to 6.5% savings on HPCL fuel, 4X rewards on grocery and utility spends, complimentary lounge access, and IDFC FIRST FASTag auto-recharge integration.

A versatile rewards card powered by Google Pay, offering 5% cashback on utility bill payments, 4% on Swiggy/Zomato/Ola, 2% on all other online spends, and 1.5% on offline transactions.

A straightforward cashback card offering flat returns on all online and offline spends with no complicated tiers.

A specialized cashback card for Airtel users offering unmatched returns on mobile, broadband, utility, and partner app spends.

Designed for food delivery enthusiasts, this card offers a massive 10% cashback on Swiggy (food, Instamart, Dineout, Genie), 5% on all other online spends, and 1% on offline spends.

Best-in-class co-branded card offering up to 7.5% cashback on Myntra, 5% on Flipkart & Cleartrip, 4% on partner merchants (Swiggy, Uber, PVR), and 1.5% unlimited cashback everywhere else.

HSBC's modern cashback card focusing on dining, food delivery, and groceries with a streamlined rewards process.

India's most popular cashback card offering a flat 5% cashback on all online spends and 1% on offline purchases. No merchant restrictions — cashback is auto-credited as statement credit.

Targeted at millennials and online shoppers, this card offers 5% cashback on Amazon, Flipkart, Myntra, Swiggy, Zomato, BookMyShow and other partner platforms, plus 1% on all other spends.

The premium co-branded card for the Tata ecosystem, offering up to 10% NeuCoins on Tata Neu (5% base + 5% NeuPass bonus), 5% on partner brands (BigBasket, Croma, 1mg, AirAsia), and 1.5% on all other spends including UPI.

India's best fuel credit card offering 7.25% value back on all BPCL fuel purchases, plus 1% fuel surcharge waiver. Also earns 5% on dining and movies, and 2X on grocery and online shopping.

The best card for IndianOil customers, offering 8.5% value back on IOCL fuel purchases, 1% fuel surcharge waiver, and rewards on grocery and department store purchases.

A travel-and-reward oriented card that provides generous activation benefits and easy redemption for air miles.

A reward-centric card from Bank of Baroda with unlimited domestic lounge access and accelerated online shopping rewards.

Federal Bank's premium lifestyle card offering 6 complimentary domestic lounge visits, 2X reward points on all spends, milestone benefits, comprehensive insurance, and dining offers across 1,500+ partner restaurants.

A premium travel card offering 4 reward points per ₹150 on all retail spends, with up to 10X rewards via SmartBuy. Includes 12 domestic and 6 international complimentary lounge visits annually.

A versatile reward card offering high returns on birthday spends, dining, groceries, and travel milestone benefits.

A premium lifestyle card offering high-value rewards, discounts on partners like BigBasket and Swiggy, and travel benefits.

Co-branded with Vistara (now merged with Air India), this card earns Club Vistara points on every spend, with up to 6 CV Points per ₹200. Includes complimentary Vistara Gold/Platinum tier upgrades at milestones.

India's first travel credit card with 0% foreign currency markup, perfect for international travelers and shoppers.

Earn 1 Membership Rewards point for every ₹50 spent. Includes monthly bonus of 1,000 points on 6 transactions of ₹1,000+ each, and 1,000 bonus points on ₹20,000 monthly spend.

HSBC's dedicated travel card offering 4X reward points on flights, hotels, travel aggregators, and forex spends, with 1:1 transfer to airline partners (British Airways, Singapore Airlines, Air India, Etihad). Includes 6 domestic + 4 international lounge visits and golf privileges.

A premium lifestyle and travel card offering 5X rewards on dining, grocery, departmental stores, and movies, plus 8 complimentary lounge visits annually (expandable to 23 with milestones).

A dedicated travel card for Air India loyalists, offering accelerated Maharaja points and extensive milestone rewards.

India's best miles-earning card with 5 EDGE Miles per ₹100 on travel and 2 EDGE Miles on other spends. Miles transfer 1:1 to 15+ airline and hotel partners including Marriott, Vistara, and InterMiles.

A premium travel card designed for milestone-based rewards, offering airline and hotel gift vouchers on reaching annual spend targets.

A premium lifestyle card from AU Small Finance Bank with massive dining rewards, extensive lounge access, and low forex fees.

YES Bank's flagship super-premium card offering 36 YES Rewardz Points per ₹200 on online shopping (up to 4.5% return), unlimited international lounge access, 24 domestic lounge visits/year, 1% forex markup, golf privileges, and BOGO movie tickets.

The premium metal version of the legendary Diners Club Black, offering unlimited global lounge access and industry-leading reward rates.

A top-tier travel and rewards card offering up to 10X reward points via SmartBuy, unlimited domestic and international lounge access, and comprehensive travel insurance. High reward redemption value.

The highest tier of Axis-Vistara co-branded cards, offering complimentary Business Class tickets and Gold tier membership.

A premium lifestyle card offering high rewards on all retail spends, unlimited lounge access, and zero travel cancellation fees.

A top-tier premium card offering 12 EDGE points per ₹200 (up to ₹1.5L), 35 points above ₹1.5L, unlimited lounge access worldwide, and transferable miles to 20+ airline and hotel partners.

A super-premium metal card co-branded with Times Internet, offering unmatched luxury lifestyle, travel, and entertainment benefits.