HSBC
HSBC Live+ Credit Card
Data Verified
Last checked: 21 Mar 2026Urban users who spend heavily on food delivery (Swiggy/Zomato), dining out, and groceries.
HSBC's modern cashback card focusing on dining, food delivery, and groceries with a streamlined rewards process.
DiningFood DeliveryGroceryCashback
Annual Fee
₹999
Annual fee waived on ₹2 lakh annual spend
Cashback
10%
Headline Rate
Forex Markup
3.5%
Standard Rate
Expert Verdict
"HSBC Live+ is a strong contender in the cashback segment, directly competing with HDFC Swiggy and Airtel Axis. Its 10% rate on dining and groceries covers the most frequent urban spending categories. The 1.5% base cashback is higher than many competitors, making it a great daily driver."
Key Privileges
Welcome Benefit₹1,000 cashback on ₹20,000 spend in 30 days
Fee WaiverAnnual fee waived on ₹2 lakh annual spend
Interest Rate (APR)42%
Min. Income₹4 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score720
- Min. Income₹4 lakh per annum
- EmploymentSalaried/Self