IDFC FIRST Bank
Club Vistara IDFC FIRST Bank Credit Card
Data Verified
Last checked: 1 Mar 2026Best for occasional flyers who want to earn airline points without paying an annual fee, and Vistara/Air India loyalists.
A lifetime-free co-branded airline card that earns Club Vistara (CV) points on every spend. Comes with complimentary Vistara Silver tier membership, free priority check-in, and points that can be redeemed for Air India/Vistara flights.
TravelAirlinesRewards
Annual Fee
FREE
Lifetime Free — no annual or renewal fee
Cashback
1%
Headline Rate
Forex Markup
3.5%
Standard Rate
Expert Verdict
"A rare find — a lifetime-free airline card that actually earns airline points. The Club Vistara IDFC card gives you Vistara Silver tier (priority check-in, extra baggage) just for having the card. Post Vistara-Air India merger, your points now unlock the expanded Air India network. The earning rate isn't spectacular, but at ₹0 annual fee, there's zero risk. Stack it as a secondary card. Verdict: India's best free airline loyalty card."
Key Privileges
Welcome BenefitComplimentary Vistara Silver membership + 500 CV Points on first spend
Fee WaiverLifetime Free — no annual or renewal fee
Interest Rate (APR)42%
Min. Income₹3 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹3 lakh per annum
- EmploymentSalaried/Self