
Best for millennials and Gen-Z who want a premium metal card experience, digital-first UX, and zero fees.
A modern lifestyle metal card with 5X rewards on top two spend categories and 1X on all other spends. No annual or joining fee for life.
"OneCard disrupted Indian credit cards with a lifetime-free metal card and AI-powered rewards. The app experience is best-in-class — set limits, lock/unlock, convert to EMI in seconds. 5X on auto-detected top categories means personalized rewards without manual tracking. Acceptance has improved significantly. Verdict: India's coolest fintech credit card."
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.