Axis Bank
Axis Bank Home Loan
Data Verified
Last checked: 25 Feb 2026Best for borrowers with non-standard income profiles or those wanting to earn reward points on debt.
Flexible home loans with features like Asha Home Loans for low-income segments and QuikPay Home Loans for faster repayment.
Asha Loans for Low IncomeQuikPay for Faster RepaymentReward Points on EMIBalance TransferOnline Tracking
Interest Rate
8%
Starts From p.a.
Max Tenure
30 Yrs
360 Months
Loan Amount
to
Up to ₹5 Crore
Expert Verdict
"Axis Bank offers some of the most innovative home loan variants like "Shubh Aarambh" which offers EMI waivers. Their QuikPay option is great for those looking to close loans faster. Processing fees can be slightly on the higher side. Verdict: Best for innovative loan structures."
Key Privileges
EligibilityAge 21-60, Salaried/Self-employed
Processing FeeUp to 1.00% of loan amount, Min ₹10,000
PrepaymentNil
Lock-inNone
DocumentationStandard KYC, Last 2 years ITR, Salary slips
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700+
- Min. Income₹15,000 per month (Asha) / ₹30,000 (Regular)
- EmploymentSalaried/Self