Federal Bank
Federal Bank Scapia Credit Card
Data Verified
Last checked: 25 Feb 2026Best for international travellers wanting zero forex markup and budget-conscious flyers who want unlimited lounge access for free.
India's best lifetime-free travel card with unlimited domestic lounge access, 0% forex markup, and 10% savings on travel bookings via the Scapia app. No annual fee, ever.
TravelForexLounge
Annual Fee
FREE
Lifetime Free — no annual or renewal fee
Cashback
1%
Headline Rate
Forex Markup
0%
Standard Rate
Expert Verdict
"The Scapia card is a disruptor — 0% forex markup and unlimited lounge access on a lifetime-free card was unheard of before this. Ideal as a travel companion card even if you have a premium card. Book travel on the Scapia app for an additional 10% back. The only catch is the ₹5,000/month minimum spend for lounge access. Verdict: Best free travel card in India, hands down."
Key Privileges
Welcome BenefitMetal card delivered free + instant approval
Fee WaiverLifetime Free — no annual or renewal fee
Interest Rate (APR)42%
Min. Income₹3 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score700
- Min. Income₹3 lakh per annum
- EmploymentSalaried/Self