SBI Card
BPCL SBI Card Octane
Data Verified
Last checked: 25 Feb 2026Best for high-volume BPCL fuel users who want maximum savings at the pump plus lifestyle rewards.
India's best fuel credit card offering 7.25% value back on all BPCL fuel purchases, plus 1% fuel surcharge waiver. Also earns 5% on dining and movies, and 2X on grocery and online shopping.
FuelDiningShopping
Annual Fee
₹1499
Annual fee waived on ₹4 lakh annual spend
Cashback
7%
Headline Rate
Forex Markup
3.5%
Standard Rate
Expert Verdict
"The BPCL SBI Octane leads the fuel card segment with a massive 7.25% return on BPCL spends — the highest fuel reward rate in India. The card doubles up as a lifestyle card with 5% on dining and movies. Lounge access at this price point is a bonus. The ₹10,000/month fuel cap means serious drivers can save ₹725/month. Verdict: India's #1 fuel credit card."
Key Privileges
Welcome Benefit2,500 bonus reward points on first fuel transaction at BPCL
Fee WaiverAnnual fee waived on ₹4 lakh annual spend
Interest Rate (APR)42%
Min. Income₹5 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score720
- Min. Income₹5 lakh per annum
- EmploymentSalaried/Self