HDFC Bank
HDFC Diners Club Black Credit Card
Data Verified
Last checked: 25 Feb 2026Best for high spenders who want unlimited lounge access and maximum reward value via HDFC SmartBuy.
A top-tier travel and rewards card offering up to 10X reward points via SmartBuy, unlimited domestic and international lounge access, and comprehensive travel insurance. High reward redemption value.
TravelDiningShoppingHotelsForex
Annual Fee
₹10000
Annual fee waived on ₹5 lakh annual spend
Cashback
3%
Headline Rate
Forex Markup
2%
Standard Rate
Expert Verdict
"HDFC Diners Club Black is the gold standard for Indian credit card rewards. Unlimited lounge access via Priority Pass + Diners Club lounge network gives you coverage everywhere. SmartBuy 10X accelerators on flights and hotels deliver industry-leading value. Annual memberships and golf rounds sweeten the deal. Verdict: The most well-rounded premium travel card in India."
Key Privileges
Welcome Benefit10,000 bonus reward points on first spend within 90 days
Fee WaiverAnnual fee waived on ₹5 lakh annual spend
Interest Rate (APR)42%
Min. Income₹10 lakh per annum
Start Application
Applying takes less than 5 minutes. You will need your PAN card and Aadhaar details handy.
Simplified Digital KYC
Instant Approval Check
Zero Physical Documentations
By clicking apply, you will be redirected to the official bank portal. FinanceMacha may earn a commission on successful approvals.
Eligibility Summary
- Min. Credit Score760
- Min. Income₹10 lakh per annum
- EmploymentSalaried/Self